Discover a tailor-made approach
for excellent asset management!

I am Florian Delhoum, expert in financial engineering and tax optimization

Florian Delhoum

Florian Delhoum

I am a financial engineer and tax optimizer based in Paris, specializing in reducing tax pressure and maximizing my clients’ assets. Originally from Perpignan, I continued my studies in Toulouse before deciding to open my own practice in the capital.

With over eight years of experience, I work closely with ICA PATRIMOINE to provide personalized and certified tax strategies. My unique approach allows me to serve a varied clientele, both in mainland France and internationally, offering solutions adapted to everyone, regardless of their income level.

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Services offered

I offer a range of specialized services, designed to meet the unique needs of my clients. Each service is a promise of exceptional results and personalized solutions.

Taxation

Reduce your tax burden through strategic planning. I help you navigate the maze of tax laws to maximize your benefits and minimize your obligations.

Heritage

Develop and manage your assets effectively. Whether through real estate investment or asset diversification, I guide you towards the best decisions to secure and increase your wealth.

Capitalization

Grow your long-term capital with personalized investment strategies that reflect your life goals and risk tolerance.

Retirement

Prepare for your future with retirement planning that not only ensures comfort and security, but also optimal management of your financial resources for years to come.

Foresight

Protect yourself and your loved ones from life’s unexpected events. I offer pension solutions adapted to your needs to cover risks and preserve your family assets.

Transmission

Ensure a smooth transition of your assets. I help you structure the transfer of your assets according to your wishes, while optimizing the tax aspects for your heirs.


Coaching process

“Your journey to financial success”

My coaching process is designed to guide you through each step of your financial journey, ensuring personalized and effective support. Here are the key stages of our collaboration:


1.

Diagnosis

Thorough understanding of your situation and goals.


2.

Analysis

Selection of the most relevant tax and wealth strategies.


3.

Set up

Implementation of precisely chosen solutions.


4.

Accompaniement

Continuous monitoring to adjust and optimize your strategy.


Commitment and values

My goal is to build a relationship based on integrity, personalization and excellence!

  • Responsiveness: Your needs are our priority. We act quickly for all your requests.
  • Independence: Our advice is guided by your interests, without compromise.
  • Loyalty: Your trust is the basis of our relationship.
  • Transparency: Total clarity in our approaches and advice.
  • No Hidden Costs: Our cost structure is clear and transparent from the start.
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Customer testimonials

How lucky we were to be able to work with an agent combining all the human qualities of active and responsive listening in the face of the most demanding requirements going, thanks to his experience and professional skills, to far exceeding these same requirements, making us in the process benefit from its network (very broad and very targeted), without the slightest compensation! We are particularly happy and satisfied with all the business we have been able to transact with Florian and we have a firm intention not to stop there. Posting a review still proves to be far too reductive compared to the thanks we owe you…

Yaële Allouche


Thank you Florian for your valuable support! You managed to meet my life goals and simplify what often seems very complex! Having called on several financial engineers, I can assure you that you are an ace in the field of finance! You juggle numbers like a pro, finding all the tricks to minimize taxes. You are a true genius when it comes to playing with the rules to save money. Hats off!

Fanny Chaumette


Florian has been supporting me for almost 5 years on different projects. His recommendations could not have been more relevant, and his support was flawless, in addition to allowing the optimization of our assets. I highly recommend it!

Brusorio-Devaux Justine

Financial and real estate partners

I am proud to collaborate with the most prestigious financial and real estate institutions to offer you tailor-made solutions of the highest quality.

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Strategic partners

I also work closely with leading professionals, to provide you with exceptional and personalized services tailored to your needs.

sammy chebbi

Sammy

Sammy is a financial sector professional, former banking director, based in Paris. It offers specialized services in real estate credit, loan repurchase, and professional credit. Its technical expertise and network will allow you to obtain the best financing conditions.

alexandre kocovski

Alexandre

Alexandre runs a company specializing in high-end interior renovation in Paris, recognized for its apartment, boutique and office projects, with a tailor-made and collaborative approach with architects and engineers. A combination of historic charm and modern amenities, his company is also the ideal choice for furnishing and fitting out apartments for rental investments, such as LMNP, ensuring a space that is both functional and aesthetic.

ilyacine maallaoui

Ilyacine

Ilyacine is a lawyer at the Paris bar specializing in contract law, labor law, and criminal law. It offers you complete support at each stage of your procedure, whether contentious or transactional. Ilyacine’s firm is also the reference for resolving problems related to hidden defects, delivery delays, and other contractual disputes, assisting both individuals and legal entities.